Does investing.md update itself?

No. A copy remains at its export date. Replace it after changing your policy or use a supported authorized connection to retrieve available current records.

Does the file authorize access or enforce my rules?

No. It grants no account access and cannot guarantee an assistant's compliance. It describes documented rules and the controls the source actually records.

Is this an established industry standard?

It is a proposed format originating at Investboard. The published specification describes the current document contract; it is not evidence of universal adoption.

Does it contain my whole investing second brain?

No. It carries your policy and clearly attributed supported additions. Theses, decision history and journal retrieval are separate product capabilities.

investing.md

Your investment policy, ready for your AI.

Keep the rules you chose available beyond a single conversation. investing.md is a proposed Markdown format for your own investment policy, originating at Investboard.

A portable file records your goals, allocation bands, risk posture and review rules. It gives an assistant policy context at a stated point in time. It is not an export of your holdings or your complete decision history.

Read the format specification Explore Investboard MCP

Read a policy before you use one.

Excerpt from the synthetic demo mandate, using the same export format as your personal policy. The file is in English, the format's reference language. The full download includes its composition date and schema version.

---
schema: investing.md
schema_version: "0.4"
mode: read-only
---

# Investment policy

## Purpose
- Primary objective: Wealth building
- Time horizon: 18 years
…
## Allocation bands
| Asset class | Minimum | Target | Maximum |
| --- | --- | --- | --- |
| Equities | 60% | 65% | 70% |
| Bonds | 15% | 20% | 25% |
| Alternatives | 3% | 8% | 13% |
| Cash | 2% | 7% | 12% |
…
## Review rules
- Single-issuer cap: 10% of core equity exposure (the core sleeve's equity book across all imported accounts), look-through.
- Rebalancing mode: Review on allocation-band breach.
…

Download the demo policy

Start with your own rules.

English resources with fixed versions, available without an account. Read a fictional policy or fill a blank worksheet with your own choices. The blank worksheet is not a completed policy.

A complete format 0.4 example: A synthetic policy composed on June 1, 2026. Its illustrative allocation and risk choices are not recommendations. This is a different fictional policy from the demo excerpt above.
A blank policy worksheet: Write down your objective, risk posture, allocation bands and review rules. Check the completed document against the specification before sharing it.

The published specification and generic resources are reusable with credit to Investboard and disclosure of changes. Application code, branding and personal user exports are outside this grant. License: CC BY 4.0

An investment thesis template for later review.

Use the thesis worksheet to record your own rationale, dated evidence, expected observation, falsifier and review date. Keep the original alongside later reviews. It complements your policy; it is not part of the investing.md schema.

Download the thesis worksheet, version 1

This file is a writing aid, not a product import or account record. Investboard's Premium thesis and journal workflow preserves supported records in the product for later retrieval and review.

Explore your investing second brain

A file, a connection and a memory.

investing.md: A policy snapshot. A downloaded or copied file stays at its exported version until you replace it.
MCP: An authorized connection. A supported assistant retrieves permitted information and runs available checks when you ask.
Investment journal: A record over time. Your theses, decisions and later reviews remain available through the product's supported memory workflow.

Explore your investing second brain

Bring your own rules into the conversation.

Read the file and check its goals, limits, provenance and export date.
Provide it as context to an assistant that accepts Markdown or file uploads. Use your assistant provider's instructions.
Ask the assistant to distinguish recorded facts, missing information and its interpretation. A file does not guarantee that a model follows every rule.
Replace the snapshot when your policy changes. Use an authorized MCP connection when you need supported live retrieval and checks.

Read the AI access details

Export the policy you actually chose.

In Investboard, open your mandate's investing.md export and download or copy your policy. The demo download above is an example, not your personal policy. Create an account to record your own mandate and add portfolio context.

Draft your investment mandate Create your Investboard account

Questions about the file

Does investing.md update itself?: No. A copy remains at its export date. Replace it after changing your policy or use a supported authorized connection to retrieve available current records.
Does the file authorize access or enforce my rules?: No. It grants no account access and cannot guarantee an assistant's compliance. It describes documented rules and the controls the source actually records.
Is this an established industry standard?: It is a proposed format originating at Investboard. The published specification describes the current document contract; it is not evidence of universal adoption.
Does it contain my whole investing second brain?: No. It carries your policy and clearly attributed supported additions. Theses, decision history and journal retrieval are separate product capabilities.

--- schema: investing.md schema_version: "0.4" mode: read-only --- # Investment policy ## Purpose - Primary objective: Wealth building - Time horizon: 18 years … ## Allocation bands | Asset class | Minimum | Target | Maximum | | --- | --- | --- | --- | | Equities | 60% | 65% | 70% | | Bonds | 15% | 20% | 25% | | Alternatives | 3% | 8% | 13% | | Cash | 2% | 7% | 12% | … ## Review rules - Single-issuer cap: 10% of core equity exposure (the core sleeve's equity book across all imported accounts), look-through. - Rebalancing mode: Review on allocation-band breach. …